Schemes for Shareholders
Kalyan Janata Sahakari Bank allocate funds from it’s each year’s profit towards implementing welfare schemes for the members of the bank as per permissible under applicable rules. These schemes are reviewed every year to meet the requirements of members of the bank. Wellbeing of the members (shareholders) has always been focus area for the bank, for which bank has formulated various schemes. The detailed terms and conditions governing the schemes are given hereunder. Members are requested to contact bank’s share department to know the latest changes / modifications or any improvements in the said schemes.
(Subject to scrutiny and approval by Doctor/s on the panel of the Bank)
|Sr. No.||Name of Surgery / Test||Amount of Medical aid
(Amount in Rs.)
|1||Disability- Natural / Due to Accident *||₹ 7,500/-|
|4||Bypass Surgery||₹ 15,000/-|
|5||Major Brain Surgery||₹ 15,000/-|
|6||Kidney Transplant||₹ 15,000/-|
|8||Cataract Operation||₹ 3,000/- (Each Eye)|
|11||Color Doppler Test||₹ 500/-|
|12||Operation of Ear / Nose / Throat||₹ 1,000/-|
|13||Operation of Hernia / Hydrocele/Appendix / Prostate Gland||₹ 2,500/-|
|14||Urinary stone / Gall Bladder Stone||₹ 2,500/-|
|15||Operation of Eyes (Glaucoma / Retina )||₹ 3,000/-|
|16||Spine surgery||₹ 7,000/-|
|17||Joint Replacement||₹ 10,000/-|
|18||Heart Valve Operation||₹ 10,000/-|
|19||Liver Transplant||₹ 15,000/-|
|20||Major Surgery : Abdominal, Pancreas, Gall Bladder, Uterus, Intestine, Spleen, Ovaries, Lungs, Liver, Anastomosis||₹ 10,000/-|
|21||Fracture of Bone requiring only Plaster||₹ 1,000/-|
|22||Compound Fracture of Bones requiring surgery||₹ 3,000/-|
Bank provides financial assistance only at the time of share refund applied by nominee / legal heir in case of Shareholder’s Natural death / death due to accident.
Meritorious Shareholders / children of Shareholders are bestowed by the bank with VidyarthiPravinyaPuraskar.
The general terms and conditions governing the schemes are as under.
The terms are :
The management has the right to amend these terms any time, without notice to members.