Shareholders' Welfare Fund

The Bank out of each year’s profit allocates funds as permissible under applicable rules for implementing welfare schemes for the members of the Bank. These schemes are reviewed every year to meet the requirements of the Bank's members. Wellbeing of the Shareholders has always been focus area for the Bank. For wellbeing of the members the Bank has formulated various schemes. The details and terms and conditions governing the schemes are given hereunder. Though every effort will be made to update the information it is advised that the members may get in touch with the Share Department located at Head Office to know the latest changes/modification and improvements in the said schemes.


  1. Minimum shareholding of Rs. 1000/-
  2. Member should hold minimum deposit of Rs. 500/- or should have opted minimum loan facility of Rs. 100000/-. (As on 31st March of immediate preceding financial year)
  3. Member should comply KYC requirements as per RBI guidelines.
  4. Member should not invite disqualification under bye laws.

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