RTGS (Real Time Gross Settlement) and NEFT (National Electronic Funds Transfer) are the facilities under which, customer can transfer funds from our Bank to any another Bank.
The minimum amount for customer transactions through RTGS is Rs.2 Lakhs while there is no amount restriction for NEFT transactions.
As per the RBI guidelines RTGS as well as NEFT will be credited to beneficiary account on only the basis of Beneficiary account number. Therefore, the originator of transaction will have to ensure that the correct Beneficiary Account number has been written in the Funds Transfer Application Form.
Customer has to mention his own Account Number as well as Beneficiary’s Bank’s Name, Account Number, IFSC Code and Amount correctly.
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