Purpose Working Capital / Business needs / any other legitimate purpose acceptable to Bank.
Eligibility Property / premises owners like Individual/s, Businessmen, Firms, Limited Companies.
Maximum Loan Amount Minimum ₹ 25,00,000/-
Maximum: ₹ 500.00 Lakhs. , Subject to: - Rent amount receivable (Net of Tax Liability) considering Lease Rental, its residual tenure, lock in period & margin requirement.
Margin @5 to 20% on Rent Receivable [Excluding Govt. Taxes & TDS]
Repayment Period Maximum lock-in period in Lease Agreement / Under CRE Max.5 Yrs.
Security Mortgage of Immovable Property with Market value equivalent or more than the limit.
Guarantators Minimum One Guarantor acceptable to Bank. Family Member may be accepted as a Guarantor.
Collaterals Additional Documents to be furnished viz. (i) Undertaking (ii) POA for collection of Rent,
(iii) Authority letter to collect Rent Receivable.
Processing Charge 0.20% to 0.50 %
Subscription of Bank's Share 2.5% Max Rs.5.00 lacs
Pre-payment Charges

Terms & Conditions Apply.
Visit nearest branch for more details.

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