|Purpose||To meet (Domestic or Foreign) Tour or Business Tour Expenses.|
|Eligibility||Individual/s, Salaried Employees,
Businessmen, - Self-employed,
Professionals having regular source of income or Business entities.
|Maximum Loan Amount||Minimum Rs.25,000/-
Maximum: Domestic Tour: ₹ 2, 00,000/-, Overseas Tour: ₹ 8,00,000/-
|Margin||1] Up to ₹. 2,00,000/- @10% margin of Tour cost
2] Above ₹. 2, 00,000/- minimum 20% margin of Tour cost.
|Repayment Period||3 years (36 EMIs)|
|Rate of Interest||Unsecured : 13.00% | Secured : 12.50%|
|Security||Not Mandatory for Loan up to ₹.2.00 lakhs. Above ₹.2.00 lakhs: 100% Security in the form of TDR, LIC / NSC or Immovable Assets.|
|Guarantators||Two Guarantors with sufficient means & income acceptable to the Bank.|
|Subscription of Bank's Share||Sec Loan 2.5% ,Unsec. Loans 5%|
|Pre-payment Charges||NO PREPAYMENT CHARGES.|
Terms & Conditions Apply.
Visit nearest branch for more details.
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