Deposit Interest Rates

Revised Interest Rate effective from 1-April-2018
(For Term Deposits below Rs.15.00 lakh only)

Tenor General (%) p.a. Senior Citizen (%) p.a.
7 Days to 14 Days 3.65 3.90
15 Days to 45 Days 4.15 4.40
46 days to 90 days 4.90 5.15
91 days to 180 days 5.15 5.40
181 days up to 250 Days 6.15 6.40
251 Days MMDS 6.15 6.40
252 Days Up to 1 year 6.15 6.40
Above 1 year up to 18 Months   7.15 7.65
Above 18 Months upto 3 years 7.15 7.65
Above 3 years up to 5 years 6.90 7.15
Above 5 years up to 10 years 6.65 6.90
Tax Saving (Reinvestment for  5 years)* 7.40 7.40
Tax Saving (MIP & QID for 5 years)* 7.65 7.65

* Special schemes
* Sepcial schemes No Additional Interest offset to Staff

Additional interest rate benefit will continue to be available to staff members across all tenors except special schemes

Revised Interest Rate on NRE Deposits effective from 1-April-2018 :

  Revised (%) p.a.
Savings Deposits 3.50
Above 1yr upto 18 months 6.90
Above 18 Months up to 3 years 6.90
Above 3 years up to 5 years 6.65
Interest Rates on Savings Account
(w.e.f. 1-August-2017)
Tenor General Regd. Societies Senior Citizens
Normal Savings Account 3.50 3.50 3.50
NRE Savings Account 3.50 NA 3.50

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